How it works
A kinder way through the month
Poko Plan is a personal finance app — clear books and calm tools, not a banking dashboard shouting at you.
A typical month
Capture → books → budgets → clarity
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Capture
Log from the app, or send a sentence on WhatsApp — text, short voice, or a receipt photo.
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Books
Expenses, income, transfers, and adjustments land in multi-currency accounts with running balances you can trust.
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Budgets
Soft category limits act as signals, not shame. Stay oriented without a guilt trip.
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Clarity
Analytics and category breakdowns help you see this month’s spending without a spreadsheet guilt trip.
Who it’s for
Clarity, not noise
Built for anyone juggling cash, cards, and maybe more than one currency — who still wants a calm place to look.
- Households and freelancers who log life as it happens
- Anyone tired of spreadsheets or aggressive “you overspent” vibes
- People who message faster than they open finance apps