Books that travel with you
Cash, cards, and overseas accounts get their own honest place in your ledger.
Multi-currency
USDPKRGBPEUR
Free during early-birdThoughtful tools, no upsell
The money manager you actually love.
Clear books, softer budgets, and a place to log the little things without turning your life into a spreadsheet.
Not a bank. Nothing to link. Yours from day one.
Good morningSeptember
Across your books$4,860.20
This month On track
Recent activity View all
Lunch with SamFood & drink
-$18.50SalaryIncome
+$3,500Train cardTransport
-$42.00HomeBooksPlanMore
All in one place
A calm home for your money.
The useful parts of a money app, with none of the pressure to become someone else.
Just send a message
Text an expense from WhatsApp, then get on with your day.
Poko Plan
Lunch $8.50 cash
Poko
Saved: Lunch - $8.50 - Cash
Saved: Lunch - $8.50 - Cash
Signals, not a scolding
A little context when spending runs thin. No red sirens, no shame.
See the shape of your month
Recurrings, trends, and the story behind the total when you are ready to look.
12transactions this week
3upcoming recurrings
Capture
Log it from the chat you already use.
Link once, then message a purchase, voice note, or receipt photo whenever it crosses your mind.
- 1Say it naturally"Fuel $32.00 from card" is enough.
- 2We keep it tidyReview a clean transaction before it lands.
- 3Your books stay yoursEvery entry is right there in Poko Plan.
Poko Plan
Dinner $24.00 card
Poko
Saved: Dinner - $24.00 - Card
Saved: Dinner - $24.00 - Card
Add to food please
Your pace, your data
Your books stay yours.
Poko Plan is a private ledger, not a bank or a marketplace for financial products.
Use it for the clarity you need today. Keep an export and cloud backup when you want the extra reassurance.
Not a bank
Your entries are there to help you understand money, not to sell you something.
Export and backups
Keep your books portable, with cloud backup when it suits you.
Soft budgets
Limits that inform your next choice instead of judging the last one.
Private by default
Controls for hiding amounts when a shared screen is not really private.
Yes. Poko Plan is free during the early-bird period, with no card required to get started.
No. Add the accounts and transactions that are useful to you. Poko Plan is your ledger, not your bank connection.
Yes. Create books for the currencies and accounts in your life, then keep each balance clear.
Text, voice notes, and receipt photos. Poko helps turn the details into a tidy transaction.
Your next month
Ready when you are.
Create an account in a minute. Clear books and calmer tools are waiting.
Your planSeptember
Remaining to spend$760.00
Food $215 left
Home $84 left