Personal finance, calmly
Poko Plan
Your kinder money manager — clear books, calm insights, and a companion that helps you log life without the guilt trip.
Multi-currency books
Accounts, groups, and FX-aware totals in one place.
Monthly budgets
Category limits — signals, not shame.
WhatsApp capture
Text or voice a note; Poko files a clean entry.
Backup & import
Cloud backups to keep your data safe and secure.
The ledger
See where money actually went
Expenses, income, transfers, and adjustments — filters, account, or category when you need clarity, not clutter.
- Running balances and account groups that match real life
- Receipt attachments when you want a paper trail
- Hide amounts on a shared phone in one tap
Capture
Log from WhatsApp in a sentence
Link your number once. Message lunch, fuel, or a voice note — Poko parses it and saves a tidy transaction when it’s sure.
- English, Urdu, and Roman Urdu notes
- Short voice notes and receipt photos
- Confirm only when confidence is low
Companion
Ask Poko — not a spreadsheet
Chat about this month’s spending, zakat, or that transfer you forgot. When Poko changes something, you confirm first.
- Natural questions about your own ledger
- Log or edit with an explicit confirm step
- Soft presence when budgets run thin
Ready when you are
Create an account in a minute. Your books stay yours — calm tools, no guilt trip.